Most injury and incapacitation are not as limiting as some people see it.

The issue is recovery. Recovery from injury is the "Big Loophole", and everyone should know about it. Usually the GM is the scene-framer, with the one exception being the "final escape" at the end of a Series.

Example: - for whatever reason, injured or not injured to start, your trollbabe has ended up incapacitated. Roll for the right to narrate - this is your big chance. It's your one chance, as player, to frame the next scene with the all-important privilege of stating how bad the incapacitation is (and framing your next scene so as to wake up on a cot in a healer's cottage).